When you hear words like ‘loan’ or ‘financing’, you instantly conjecture them as complex terms. However, they are not as complicated as you think. Car loans are the easy way to acquire financial facility when you decide to buy your dream car. What is a car loan? Similar to credit facilities like personal loans, an auto loan is an option where you can get money to purchase an automobile. You, being a borrower, lend the amount from a bank or other financial institutions and repay the amount with interest. If you are 18 years old or above, you are eligible to apply for an auto loan and a savings account is required to be opened. Generally, the auto loan is repaid in equated monthly installments (EMIs). Unlike a personal loan, an auto loan is a secured financing option. The fundamental part of a loan is its interest rate and principal. Now, the amount of principal is negotiable and is dependent on the market value of the vehicle. The interest rate is one of the important factors in car financing and you have to pay a certain percentage of interest on the principal amount. At the time of purchasing the automobile, you are required to pay a specific amount of money, which is known as down payment.

For executing heavy-duty operations, there is no other vehicle other than a truck that can live up to the owner’s expectations. Dodge, Chevy, and Ford are known to be the best-selling trucks of the country; however, make sure you are not caught up in a dilemma to choose the right one that can deal with your high-level operation at the workplace. Keeping in mind to check the power, engine capability, capacity to carry and other factors, you should go through the list of the top performing trucks of 2018 to make an effective investment. Toyota Tacoma One of the top performing trucks in the market, this one is highly capable of crossing difficult roads and carrying cargo while having an outstanding and stylish exterior. Not to leave the premium interior, the engine is unbelievably fuel efficient containing 2.7-liter V6. You can drive it smoothly in deserts along with dodging the rough terrains due to its beautiful and productive components. Ford F-250 Ford has been striving to change the landscape of the car market since ages and in the pickup truck market, the brand seems to leave a concrete mark. This particular model is the fourth-generation of the heavy-duty truck of the company where it gets a fresh exterior along with refinements in some of its parts.

The term rare in itself says everything. Unique things are precious and valuable. Similarly, the rarest cars from all around the world are very few in number. These exclusive cars count up to the unbelievable history of the automotive industry and suffice the dreams of car admirers all around the world. These super exclusive luxury cars aren’t just rigid to find; some are among the most lavish and pricey cars in the world! These luxury autos are unique because there are limited models that were built and because they have uncommon features. Cars that are difficult to find can retrieve appealing amounts when sold at an auction or through private channels. There seems to be no condition that sincere collectors will not go to in order to get their hands on an immensely classic car. For collectors of these gorgeous and unique cars, money literally is not an obstacle. According to some car news and car facts, the world’s rarest cars and the prices people have paid to obtain them are described below: 1957 Jaguar XKSS: This is an extremely classic car and was first sold in the 1950’s for approximately $5000. But, today its value is certainly far more than what it was in 1957.

For several people, luxury auto’s importunity has very much to do with its monetary worth as a status symbol. For many others, the worth of luxury cars lies in its advanced features. Premium cars take an edge when it comes to assurance and sanctuary. Luxury autos provide gracious and fascinating features besides rigorous essence. The term proposes that a vehicle is of qualitative equipment, absolute make, amazing performance, superior design, royal comfort, and appearance that conveys prestige, prominence or any facultative feature or combination of them. According to regular car news and world reports, here is the list of the best luxury cars and the car facts related to these honorable rides: 2018 Tesla Model S : This model is the complete package. Its capacious cabin and exceptional tech features give you the dynamic feel of comfort and richness. For this gorgeous car, you have to spend around $74,500 to $135,000. 2018 Genesis G90 : The 2018 Genesis G90 has an abundant performance and an affluent interior which will give you the outstanding feeling of royalty. To get a G90 you have to spend approximately $68,350 to $74,350. 2018 Audi A7 : The ravishing Audi A7 is an exquisite mix of execution and bliss.

Any kind of damage to the windscreen of your vehicle can be a depressing incident, not just that, any kind of car damage can be saddening. However, you need to overcome the disappointment and take appropriate measures for repairing the damage. Repairing your car can expensive and, like most of the car owners in the country, you must also have a car insurance to deal with the repairing expenses. However, when it comes to car insurance, you must check everything it covers before accepting the policy as not all types of car insurances cover windshield repairing. In case, you are lucky to have a car insurance cover for cracked windshield repair, you need to follow some simple steps to make your claim. Make no delay –  This is the first and foremost thing to be taken into account when you are looking to get your cracked windshield repaired through insurance. Inform your insurance company at once and file the claim. Many insurance providers, like GEICO, always prefer prompt reporting of the damage and filing the claim online. Nowadays, most insurance companies have their online portal and you can make your auto repair claim at ease. Know the clauses carefully –  Many tend to delay in filing the auto insurance claim, as you are not confirmed whether your policy would cover the repairing cost for your windshield.

When you purchase your dream car, its safety and protection are the most important considerations. Storm or rain are the common natural disasters that come anytime a day. If you do not utilize proper accessories, the car’s look will start deteriorating. Whether you have an expensive automobile or not, using effective add-ons can help you retain the shine of your car. How to protect your car Owning a car and maintaining its condition becomes difficult because you find yourself in the middle of various responsibilities. Going for servicing every month is never sufficient and in order to keep to maintain the look of your car, you need to purchase car covers. A car cover is a huge sheet made of specific fabric. Moreover, there are tailor-made automobile covers that are completely customized for your car; however, there are generic covers that can fit cars of certain size and shape. Following are the conditions that a cover protects a car from. Dirt Snow Rain Hailstorm Tree juice Paint Generally, nowadays, the size and shape of every automobile differ from each other and this is why car customizations are highly important. When the automobile is not being used or parked outside for a long period, a car cover can be handy.

Thinking about hitting the road on a long trip with friends or family? Well, before you do so, it is better to take the vehicle to a car or an auto mechanic. They will not only check out the car tires but will also do an oil change or auto repair which might be needed. Scheduling a checkup Schedule a checkup of the vehicle with the car mechanic. In case you are to drive down during winter months, they will offer you tips on car winterization and car safety measures that might be needed. Moreover, a trip to the mechanic will also ensure that all required car accessories are in place. You can also consult them for cars with seasonal tires or some of the top family vehicles that are available for a long trip, in case you do not wish to take your own car out. Check the battery charge The battery of the car should have clear terminals. The AAA (Triple A) battery should be in optimal working condition, and if you notice any kinds of issues, do get it checked with the mechanic. Check out the tire If you have been reading car news periodically, it also points out to the fact that the tires should be inspected for any tear or bulge before you hit the road, especially on a long trip.

Creativity and imagination has no end. It is also not just restricted to the canvas of an artist. People can now apply their creativeness in different aspects of life. While some artistic works are really impressive, there are others, which at times become outrageous. In the present world of customization, many such outrageous creativity has been witnessed in car designing. While some have made modifications with the engines, others have shown their creativity in the wheels. Some cars also have shocked people with their exterior or interior design ideas. If you have been baffled after seeing any such cars, you can check out some of the most outrageous car customizations ever made in the recent years. Smart car turned into tank –  If you do not find smart cars to be impressive enough, you can certainly check out the smart car designed as a tank. The owner used his creative brilliance, amazing car accessories, and even used tank tread for re-designing the car. Not just the track or tank, the camouflage paint and interior designing has given it a complete military look. However, to create the perfect magic, it is important to use right kind of car accessories for the vehicle.

Congratulations on becoming parents for the first time! With kids around, your responsibilities simply double up, and at the same time, you will have to make sure that you provide your child with a safe and secure environment. Of course, you spend a lot of time and money baby-proofing your home, but you need to be vigilant about baby-proofing your car as well. Car safety is often overlooked by most parents. However, this responsibility should not be taken lightly and your family car must be baby-proofed. Fortunately, baby-proofing your car is quite simple as long as you follow a few tips sincerely. Have a look at a few tips that we have compiled to ensure your baby’s safety in the car. Car seat Several studies have proven that kids who do not travel in a car seat are more likely to suffer from serious injuries in case of an accident, even from a low speed collision. While convenience can be an issue for a few parents, it is an important point of car safety to have your child travel in a car seat. According to The American Academy of Pediatrics, it is mandatory to use a car seat for your child until he/she is of age two.

SUVs and sedans are the most popular vehicles in the country today. But there’s no denying that pickup trucks are also gaining enough popularity, especially since they have been introduced in the family-vehicle section. Pickup trucks are available in a number of sizes, such that they become the perfect fit for everyone’s needs. But finding the right pickup truck can be difficult. This article mentions some of the top performing pickup trucks of 2020. Honda Ridgeline Those looking for midsized trucks can have a look at the 2020 Honda Ridgeline that offers spacious cabin room and a comfortable ride. The cabin includes an 8-inch display audio touch screen, ambient LED lighting, and plenty of other options. The Ridgeline comes with a “push to start” technology, a multi-angle rearview camera, a camera on the side-mirror to provide a wider view, and a Blind Spot Information System that sends an alert when an approaching vehicle is detected. Ram 1500 The all-new Ram 1500 is one of the most talked-about pickup trucks this year. It’s hauling and towing capabilities are better than most of its competitors. It is built with a luxurious interior that includes the best combination of grit and grace. The Ram 1500 has safety features including Lane Departure, Advanced Airbag Technology, Smart Cruising, and Guided Parking.